Are you OK with the F-C-R-A?

Are you OK with the F-C-R-A?

lfair

September 17, 2015 | 8:15AM

Are you OK with the F-C-R-A?



By

Lesley Fair






The Fair Credit Reporting Act isn’t just about credit. If your company uses background checks in making personnel decisions, the FTC reminds you of your obligations under the FCRA. In honor of Throwback Thursday, here’s an unconventional old-school summary of key requirements under federal law. Spin the mirrored disco ball and join us on the dance floor for “F-C-R-A.”

Employers, There’s a law that applies
When a prospect’s
Background you scrutinize.
Just remember
To dot all the i’s.
Get consent in written format.

Are you OK with the F-C-R-A?
Are you OK with the F-C-R-A? Exercise care with that consumer report
If you’re eager to stay out of court.

Supposing
You like ‘em a lot,
But the screening
Reveals a bit of a blot.
The law says
You must give them a shot To explain misinformation .

Are you OK with the F-C-R-A?
Are you OK with the F-C-R-A?
Give them the form summarizing their rights.
It includes the essential cites.

If adverse
Action’s what you decide,
Give the reason
Why they were denied,
And the source of
The report you supplied.
And their right to one more copy.

Once your
Decision is sure,
Take steps to
Keep disposal secure.
Need more details? Well, we have a brochure
To deter unlawful access.

Are you OK with the F-C-R-A?
Are you OK with the F-C-R-A? The report you must shred, burn, or pulverize
To protect it from prying eyes.

Are you OK with the F-C-R-A?  (repeat and fade)

Have more questions about how the FCRA applies in the hiring process? Read Background Checks: What Employers Need to Know – or consult your in-house cowboy or motorcycle policeman.